How much would my medical insurance cost?
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< 40
40-49
50-59
60-69
70+
What does the policy cover?
If you take out private medical insurance, it’ll cover the following:
- short-term illness
- acute illness
- disease
- injuries
Day-care surgery is also available and even the basic cover usually covers the cost for most in-patient tests and surgeries.
What can I claim for?
With a private medical insurance policy, you can claim for:
- Back or neck pain
- Heart disease
- Eye and ear problems
- Cancer
- Digestive system issues
< 40
40-49
60-69
50-59
70+
Lengthy hospital queues are now a thing of the past for thousands of Brits who have finally taken control of their own healthcare.
If you’re a patient, that means you could spend more time waiting for your operation than ever before.
'Back to full strength'
The increase in waiting lists is down to hospitals struggling to get back to full strength after covid.
This means you might not always get the treatment you need as quickly as you’d like.
The good news? There’s an alternative - private medical insurance.
Private medical insurance could help you access treatment sooner, depending on your plan and provider availability.
Fewer operations are being done as NHS waiting list hits seven million.
The waiting list for hospital treatment has hit a record high of seven million in England, latest figures show.**
How to Get Affordable Private Medical Insurance
By Beryl M. | Last Updated: | 3 minute read
By Beryl M. | Last Updated: 22nd Dec 2025
Top 6 reasons to consider private medical insurance
1. Could avoid long waiting list – With medical insurance, you could avoid lengthy
waiting lists and potentially be seen much sooner.
2. Personalised care – Private
nurses and doctors usually have more time to give to their patients, which means better personal
attention.
3. Get the exact treatment you need – NHS treatments are limited by
government budgets — private care means you’ll get exactly the treatment you need.
4. Peace of
mind for your family – With private medical insurance, your family can rest safe in the
knowledge that you’ll always receive the best care.
5. Problems dealt with before they could
become serious – Minor health problems could quickly become serious if not dealt with
promptly.
6. Lock-in your good health – Feeling good now? Let’s ensure it stays that
way by having private medical care on tap, whenever you need it.
What does the policy cover?
If you take out private medical insurance, it’ll cover the following:
- short-term illness
- acute illness
- disease
- injuries
Day-care surgery is also available and even the basic cover usually covers the cost for most in-patient tests and surgeries.
What can I claim for?
With a private medical insurance policy, you can claim for:
- Back or neck pain
- Heart disease
- Eye and ear problems
- Cancer
- Digestive system issues
How do I get started?
You can apply for private medical care safely online by following our super-simple process, enter your details, speak to an expert and get 100% free, no obligation quotes.
Step 1: Select your country on the map below to get started.
Step 2: Answer a few simple questions to get your FREE quote.
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What is private medical insurance?
Private medical insurance helps cover the cost of your medical expenses.
Plans can be designed specifically for you, to ensure you have the personalised cover you need.
Private medical insurance will
provide you and your family with reassurance that you’ll get the care you need and be seen much
sooner.
Select your age group to get started:
THIS IS A PROMOTED STORY (ADVERTORIAL) AND NOT A NEWS ARTICLE or BLOG.
Which Health is a general interest website containing articles about a wide variety of subjects.
Many of
these articles are what is commonly referred to as Advertorials. The term "advertorial" is a
combination of "advertisement" and "editorial" written in an editorial format as an independent news
story, when in fact the advertisement may promote a particular product or
interest.
Advertorials take factual information and report it in an editorial format to allow
the author, often a company marketing its products, to enhance or explain certain elements to
maintain the reader's interest.
A familiar example is an airline's in-flight magazines that
provide an editorial reports about travel destinations to which the airline
flies
* The £25 from price is based off a 30 Year Old Individual, Mid Level, 200 excess outside London.
** BBC
News: https://www.bbc.co.uk/news/health-63219147
Say Goodbye to
Long Hospital Queues with This £28 P/M Health Insurance
https://www.theguardian.com/society/2022/dec/15/one-in-eight-uk-adults-using-private-medical-care-due-to-nhs-delays
https://www.ipsos.com/en-uk/length-nhs-wait-times-main-reason-those-using-or-considering-private-healthcare
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